Security Guidelines

For the owner of an e-Commerce store, nothing is more important than e-Commerce security. Cyber criminals will often specifically target and exploit weaknesses in e-Commerce websites.

Such a breach of security can quickly erode trust that your customers place in your business. The press often reports on businesses that have fallen victim to hacking and data breaches due to insufficient security measures, leading to sometimes irreparable damage to reputation, and financial consequences.

Alternatively, a secure online shopping experience promotes sales, as consumers would naturally choose to make purchases from a website that they believe is totally secure. By learning more about the importance of e-Commerce security as well as how to improve it, ensuring the financial security of you and your customers should be achievable.


Below is a checklist of measures which are important in creating website security:

Customer Validation check
  • Card Verification Number (CVN)
  • Address Verification Service (AVS)
  • Postal address validation services
  • Telephone number verification/reverse lookup
  • Payer authentication (3D Secure)
  • Google Maps lookup
  • Social networking sites
  • Paid-for public records services
  • Credit history check
  • Two factor phone authentication
  • Biometric indicators
Customer history and proprietary data analysis
  • Customer order history
  • Negative lists (in-house lists)
  • Order velocity monitoring
  • Fraud scoring model – company specific
  • Positive lists – gold clients
  • Customer website behavior analysis
Aggregated transaction from third parties analysis
  • Shared negative lists - shared hotlists
  • Multi-merchant purchase velocity
Purchase device tracking
  • IP geolocation information
  • Device "fingerprinting”
  • Rule based payment acceptance / manual verification
  • Manual reviews of ambiguous / high risk transactions
  • Rejection / Manual review of transactions that require payment on delivery